Avera*

Benefit Details

Benefit In Network Out of Network
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Individual $4,500
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Family $4500 per person | $9000 per group per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Combined In/Out Network Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible Individual $4,500 $10,000
Combined Medical and Drug EHB Deductible Family $4500 per person | $9000 per group $10000 per person | $20000 per group
Combined Medical and Drug EHB Deductible Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible Combined In/Out Network Family per person not applicable | per group not applicable
HSA/HRA Detail Combined In/Out Network HSA Eligible* Yes
Primary Care Visit to Treat an Injury or Illness 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Specialist Visit 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center) 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Urgent Care Centers or Facilities 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Emergency Room Services 0.00% Coinsurance after deductible 0.00% Coinsurance after deductible
Emergency Transportation/Ambulance 0.00% Coinsurance after deductible 0.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay) 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services 0.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Generic Drugs 0.00% Coinsurance after deductible 100.00%
Preferred Brand Drugs 0.00% Coinsurance after deductible 100.00%
Non-Preferred Brand Drugs 0.00% Coinsurance after deductible 100.00%
Specialty Drugs 0.00% Coinsurance after deductible 100.00%
Preventive Care/Screening/Immunization No Charge 100.00%
Dental Check-Up for Children No Charge 100.00%
Basic Dental Care – Child No Charge 100.00%
Orthodontia – Child 50.00% 100.00%