Avera*

Benefit Details

Benefit In Network Out of Network
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Individual $8,700
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Family $8700 per person | $17400 per group per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Combined In/Out Network Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible Individual $3,000 $5,000
Combined Medical and Drug EHB Deductible Family $3000 per person | $6000 per group $5000 per person | $10000 per group
Combined Medical and Drug EHB Deductible Default Coinsurance 30.00%
Combined Medical and Drug EHB Deductible Combined In/Out Network Family per person not applicable | per group not applicable
HSA/HRA Detail Combined In/Out Network HSA Eligible* No
Primary Care Visit to Treat an Injury or Illness 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Specialist Visit 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center) 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Urgent Care Centers or Facilities 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Emergency Room Services 30.00% Coinsurance after deductible 30.00% Coinsurance after deductible
Emergency Transportation/Ambulance 30.00% Coinsurance after deductible 30.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay) 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services 30.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Generic Drugs 30.00% Coinsurance after deductible 100.00%
Preferred Brand Drugs 30.00% Coinsurance after deductible 100.00%
Non-Preferred Brand Drugs 30.00% Coinsurance after deductible 100.00%
Specialty Drugs 30.00% Coinsurance after deductible 100.00%
Preventive Care/Screening/Immunization No Charge 100.00%
Dental Check-Up for Children No Charge 100.00%
Basic Dental Care – Child No Charge 100.00%
Orthodontia – Child 50.00% 100.00%