Avera*

Benefit Details

Benefit In Network In Network Tier2 Out of Network
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Individual $8,500 $8,700
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Family $8500 per person | $17000 per group $8700 per person | $17400 per group per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total) Combined In/Out Network Family per person not applicable | per group not applicable
Medical EHB Deductible Individual $3,500 $3,500
Medical EHB Deductible Family $3500 per person | $7000 per group $3500 per person | $7000 per group per person not applicable | per group not applicable
Medical EHB Deductible Default Coinsurance 40.00% 50.00%
Medical EHB Deductible Combined In/Out Network Family per person not applicable | per group not applicable
Drug EHB Deductible Default Coinsurance 30.00% 30.00%
Drug EHB Deductible Combined In/Out Network Family per person not applicable | per group not applicable
HSA/HRA Detail Combined In/Out Network HSA Eligible* No
Primary Care Visit to Treat an Injury or Illness $35.00 $80.00 100.00%
Specialist Visit $60.00 50.00% Coinsurance after deductible 100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center) 40.00% Coinsurance after deductible 50.00% Coinsurance after deductible 100.00%
Outpatient Surgery Physician/Surgical Services 40.00% Coinsurance after deductible 50.00% Coinsurance after deductible 100.00%
Urgent Care Centers or Facilities $0.00 $80.00 100.00%
Emergency Room Services 40.00% Coinsurance after deductible 40.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Emergency Transportation/Ambulance 40.00% Coinsurance after deductible 40.00% Coinsurance after deductible 40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay) 40.00% Coinsurance after deductible 50.00% Coinsurance after deductible 100.00%
Mental/Behavioral Health Outpatient Services $35.00 $80.00 100.00%
Mental/Behavioral Health Inpatient Services 40.00% Coinsurance after deductible 50.00% Coinsurance after deductible 100.00%
Generic Drugs $15.00 $15.00 100.00%
Preferred Brand Drugs $50.00 $50.00 100.00%
Non-Preferred Brand Drugs $125.00 $125.00 100.00%
Specialty Drugs 30.00% 30.00% 100.00%
Preventive Care/Screening/Immunization No Charge No Charge 100.00%
Dental Check-Up for Children No Charge No Charge 100.00%
Basic Dental Care – Child No Charge No Charge 100.00%
Orthodontia – Child 50.00% 50.00% 100.00%